Survey finds 22% of Americans have never checked their credit report
April 26, 2013
according to a study published by FindLaw.com. Key stats reported in the study include:
- Twenty-two percent of Americans have never checked their credit report to verify the accuracy of the information, even though by law, credit reporting agencies are required to provide free copies upon request.
- Women are more likely than men to check their credit reports.
- Twenty-five percent of men have never checked their credit reports, compared with only 18 percent of women.
- People with more income are somewhat more likely to check their reports. However, a significant percentage of people even at the highest income levels say they have never checked their credit reports, including 14 percent of people with household incomes of $75,000 a year or more.
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